Business Loans • Lines of Credit • Factoring • Working Capital
You’re busy running your business, so let us help you determine which financing option will best suit your needs. Webb Capital & Consulting assists businesses in obtaining various types of financing, from term loans to invoice factoring. We have the experience to deliver working capital solutions to businesses in a variety of industries. Explain to us your financial needs, and we will immediately roll up our sleeves and get to work.
We work with a large network of business loan lenders that offer a variety of terms, funding amounts, payback options and rates. Most of our clients take advantage of short-term loans in an effort to stay flexible for new business opportunities as they arise.
Line of Credit
Revolving credit is a flexible method of borrowing money for your business. Instead of borrowing a fixed amount of money all at once, revolving credit allows your business to borrow working capital in increments that you need, up to a pre-approved limit. You make payments on a regular, predetermined schedule, and you can borrow or use more as your principal is paid down.
If your business is waiting 30-90 days for its invoices to be paid, this type of financing can drastically improve your cash flow. Invoice factoring is a type of accounts receivable financing that converts outstanding invoices due within 90 days into immediate cash for your small business. The factoring company will typically pay you in two installments for your invoice: an advance of roughly 80% of your invoice and the remaining 20% (minus factoring fees) after the invoice is paid.
Asset Based Lending
Asset Based Lending refers to a business loan or credit line secured by using a company’s assets as collateral. This allows a company to immediately access the working capital available in their assets, such as Accounts Receivable, Equipment and Inventory.
Real Estate Loans
We can help you with fix/flip loans, residential construction loans, short-term bridge loans for owners of commercial property, and multi-unit new construction. Our borrowers are property investors and developers (LLCs and Corporations).
When financial hardship strikes, debt restructuring allows a company to reduce and renegotiate its delinquent debts in order to improve cash flow and continue its day-to-day operations.
Financing that allows you to purchase new equipment, refinance old equipment, and use your unencumbered equipment to obtain working capital. An advantage of leasing is it does not drain your bank account with a large purchase and allows your company to better predict your cash flow.